Smart choices start here.
Choose the Credit Card that fits you best
Celesta Credit Card
- •Get Amazon Voucher as Welcome Benefit and accelerated rewards with up to 10X Reward Points**
- •Earn 3X Reward Points on Travel & Cross-Border spends and 2X Reward Points on Dining
- •Enjoy complimentary Domestic & International Airport Lounge Access along with INOX Buy One Get One Movie Tickets**
Imperio Credit Card
- •Get Amazon Voucher as Welcome Benefit, BigBasket Milestone Voucher, and accelerated rewards with up to 10X Reward Points***
- •Earn 3X Reward Points on Healthcare & Grocery spends and 2X Reward Points on Utility Payments
- •Enjoy complimentary Domestic Airport Lounge Access along with INOX Buy One Get One Movie Tickets**
Signet Credit Card
- •Get Amazon Voucher as Welcome Benefit, BigBasket Milestone Voucher, and accelerated rewards with up to 10X Reward Points***
- •Earn 3X Reward Points on Electronics & Apparel and 2X Reward Points on Entertainment spends
- •Enjoy complimentary Domestic Airport Lounge Access along with INOX Buy One Get One Movie Tickets**
How to Apply for a Credit Card
with the Federal Bank?
Visit Our Website
Browse credit cards like Celesta, Imperio & Signet and pick the one that suits your needs.
Click "Apply Now"
Select your preferred credit card and click Apply Now to begin the process.
Fill Details
Enter personal and income details. Upload PAN, Aadhaar, bank statements or income proof.
Video KYC
Complete a short and secure video KYC verification for identity confirmation.
Instant Digital Card
After approval, get your digital card instantly. Physical card delivered in 5–7 business days.
Activate Your Card
Activate your credit card via FedMobile or internet banking.
FAQ
What is Federal Bank Credit Card?
•Federal Bank Credit Cards are premium cards offering rewards, travel benefits, dining privileges and more. They are available in multiple variants — Celesta, Imperio and Signet — to suit different lifestyles and spending patterns.
What is the basic eligibility for applying Federal Bank Credit Card?
•Age – Minimum 18 years of age to apply for a Secured Federal Credit Card. & minimum 21 years of age to apply for a Unsecured Federal Credit Card.
•Credit history – A good credit history will help you in getting you a Credit Card easily.
•Nationality – While applying for a Credit Card in India, you need to be an Indian resident or a Non-resident Indian (NRI)
How do I apply for a Federal Bank Credit Card?
•Apply online at the Federal Bank website or mobile app, or visit any Federal Bank branch. Complete the form, upload documents and finish Video KYC. Digital card is issued on approval.
How long does card delivery take?
•Physical cards are typically delivered within 5–7 business days after approval. You can track your card dispatch via the Federal Bank mobile app.
How do I activate my card?
•Activate via the FedMobile app, internet banking, or call 24x7 helpline. You can set/change your PIN instantly through the app.
What are the interest rates?
•The annual interest rate is 3.4% per month (40.8% p.a.). Joining fees, annual fees, and other charges vary by card variant. Check the schedule of charges on the Federal Bank website.
How do I redeem reward points?
•Redeem via the Federal Bank rewards portal or mobile app. Points can be used for merchandise, travel, vouchers, or statement credit.
How does contactless payment work?
•Tap your Federal Bank credit card on any NFC-enabled POS terminal for transactions up to ₹5,000 without a PIN. Higher amounts require PIN entry.
Can I get an add-on card?
•Yes, get up to 3 add-on cards for immediate family members. Add-on cards share the primary card's credit limit.
How does Credit Card EMI work?
•Convert large purchases into easy EMIs with flexible tenures of 3, 6, 9, 12 or 24 months via the mobile app or internet banking.
Credit Card Services
Credit Card EMI
Federal Bank Credit Cards combine smart financial tools with daily convenience to help you.
Card Controls
Manage your card settings, limits and controls anytime from FedMobile.
24x7 Helpline
Round the clock assistance for all your credit card queries and requests.
Credit Card EMI
Federal Bank Credit Cards combine smart financial tools with daily convenience to help you.
Credit Card EMI
Federal Bank Credit Cards combine smart financial tools with daily convenience to help you.
Credit Card EMI
Federal Bank Credit Cards combine smart financial tools with daily convenience to help you.
All About Federal Bank Credit Card
Federal Bank Credit Cards combine smart financial tools with daily convenience to help you with a rewarding experience. Here's a detailed look at the core features and benefits that make these cards a valuable asset to your wallet:
Selecting the right credit card makes a huge difference in your spending pattern and we enlist a few reasons as to why Federal Bank Credit Card should be your go-to choice:
Federal Bank Credit Cards are accepted at 40M+ Mastercard/Visa merchants worldwide. Enjoy airport lounge access, travel insurance, and exclusive forex rates.
Convert big purchases into easy EMIs, use contactless payments, and manage your card through the Federal Bank mobile app with real-time notifications and instant controls.
Transfer outstanding balances from other banks' credit cards at lower interest rates, helping you save on interest and consolidate debt.
Enjoy chip & PIN security, instant card lock/unlock, transaction alerts, and 24/7 fraud monitoring to keep your card safe at all times.
Use your Federal Bank Credit Card responsibly to build and improve your credit score while enjoying the flexibility of a revolving credit line.
Loved by Thousands, Trusted for Every Experience
Seamless Experience with Great Rewards!
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Anitha R
Mumbai
Approval Was Quick and Completely Digital!
“I applied online during my lunch break and finished the Video KYC in a few minutes. The card details were available instantly on the app and the physical card reached me within the week. Support answered every question clearly, and the fee waiver conditions were explained upfront with no hidden surprises.”
Rahul Menon
Kochi
The Travel and Dining Benefits Are Worth It!
“Lounge access has made my work trips far more comfortable, and the accelerated points on dining add up faster than I expected. Redeeming rewards is straightforward, statements are easy to read, and the EMI conversion option has been genuinely useful for larger purchases.”
Sneha Iyer
Bengaluru
Rewards That Actually Add Up!
“The reward points on my Signet card are easy to earn and even easier to redeem. I converted a big purchase into an EMI without any hassle, and the app keeps everything transparent. Federal Bank has made managing my credit truly effortless.”
Vikram Nair
Chennai
Smooth Application, Great Support!
“From applying online to receiving the physical card, the entire process was seamless. The Video KYC took only a few minutes and customer support answered all my questions promptly. The welcome benefits exceeded my expectations.”
Priya Sharma
Delhi
Perfect Card for My Lifestyle!
“The Celesta card's lounge access and dining rewards fit my routine perfectly. Statements are clear, the rewards portal is intuitive, and the contactless payments work everywhere. I recommend it to all my friends.”
Arjun Pillai
Thiruvananthapuram
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